/* Car Ulpia – Tipuri de Împrumut | front-end (clean & premium) */

.carulpia-ti-grid {
	--ti-blue: #1d5a8a;
	--ti-blue-deep: #154467;
	--ti-lime: #b8d651;
	--ti-ink: #1f2933;
	--ti-muted: #5b6b7a;
	--ti-line: #e8edf1;
	--ti-bg: #ffffff;
	--ti-radius: 18px;
	--ti-shadow: 0 1px 2px rgba(16,38,58,.06), 0 12px 30px rgba(16,38,58,.08);
	--ti-shadow-hover: 0 4px 8px rgba(16,38,58,.08), 0 24px 50px rgba(16,38,58,.16);

	display: grid;
	gap: 26px;
	grid-template-columns: repeat(3, minmax(0, 1fr));
	box-sizing: border-box;
	margin: 0 auto;
	max-width: 1180px;
	padding: 4px;
}

.carulpia-ti-grid.cols-1 { grid-template-columns: minmax(0, 420px); justify-content: center; }
.carulpia-ti-grid.cols-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.carulpia-ti-grid.cols-4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }

.carulpia-ti-grid *,
.carulpia-ti-grid *::before,
.carulpia-ti-grid *::after { box-sizing: border-box; }

/* ---- Card ---- */
.carulpia-ti-card {
	position: relative;
	display: flex;
	flex-direction: column;
	background: var(--ti-bg);
	border: 1px solid var(--ti-line);
	border-radius: var(--ti-radius);
	box-shadow: var(--ti-shadow);
	padding: 34px 30px 30px;
	overflow: hidden;
	transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}

.carulpia-ti-card::before {
	content: "";
	position: absolute;
	inset: 0 0 auto 0;
	height: 4px;
	background: linear-gradient(90deg, var(--ti-blue), var(--ti-lime));
	opacity: .9;
}

.carulpia-ti-card:hover {
	transform: translateY(-6px);
	box-shadow: var(--ti-shadow-hover);
	border-color: #dbe6ee;
}

.carulpia-ti-card.is-featured {
	border-color: var(--ti-blue);
	box-shadow: 0 4px 10px rgba(29,90,138,.14), 0 26px 55px rgba(29,90,138,.20);
}

/* ---- Head ---- */
.ti-card-head {
	display: flex;
	flex-direction: column;
	align-items: center;
	text-align: center;
	gap: 12px;
	margin-bottom: 22px;
}

.ti-icon {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	width: 58px;
	height: 58px;
	border-radius: 50%;
	color: var(--ti-blue);
	background: radial-gradient(circle at 30% 25%, rgba(184,214,81,.28), rgba(29,90,138,.10));
}
.ti-icon svg { width: 30px; height: 30px; }

.ti-title {
	margin: 0;
	font-size: 1.18rem;
	line-height: 1.25;
	font-weight: 700;
	letter-spacing: .01em;
	text-transform: uppercase;
	color: var(--ti-blue);
}

/* ---- Features ---- */
.ti-features {
	list-style: none;
	margin: 0 0 24px;
	padding: 0;
	flex: 1 1 auto;
}
.ti-features li {
	display: flex;
	align-items: flex-start;
	gap: 11px;
	padding: 11px 0;
	border-bottom: 1px solid var(--ti-line);
	color: var(--ti-ink);
	font-size: .98rem;
	line-height: 1.4;
}
.ti-features li:last-child { border-bottom: 0; }
.ti-arrow {
	flex: 0 0 auto;
	color: var(--ti-blue);
	margin-top: 1px;
}
.ti-arrow svg { width: 20px; height: 20px; display: block; }

/* ---- Rate ---- */
.ti-rate {
	text-align: center;
	margin: 4px 0 24px;
	padding: 18px 14px;
	border-radius: 14px;
	background: linear-gradient(135deg, var(--ti-blue), var(--ti-blue-deep));
	color: #fff;
	box-shadow: inset 0 1px 0 rgba(255,255,255,.08);
}
.ti-rate-value {
	display: block;
	font-size: 2.7rem;
	font-weight: 800;
	line-height: 1;
	color: var(--ti-lime);
	letter-spacing: -.01em;
}
.ti-rate-label {
	display: block;
	margin-top: 6px;
	font-size: .82rem;
	font-weight: 600;
	letter-spacing: .12em;
	text-transform: uppercase;
	opacity: .92;
}
.ti-rate-dae {
	display: block;
	margin: 10px auto 0;
	padding-top: 9px;
	max-width: 80%;
	border-top: 1px solid rgba(255,255,255,.22);
	font-size: .9rem;
	font-weight: 700;
	letter-spacing: .04em;
	color: var(--ti-lime);
}

/* ---- CTA ---- */
.ti-cta { margin-top: auto; text-align: center; }
.ti-btn {
	display: inline-block;
	width: 100%;
	padding: 14px 22px;
	border-radius: 11px;
	background: var(--ti-blue);
	color: #fff !important;
	font-weight: 700;
	font-size: 1rem;
	text-decoration: none;
	letter-spacing: .01em;
	transition: background .2s ease, transform .12s ease, box-shadow .2s ease;
	box-shadow: 0 8px 18px rgba(29,90,138,.22);
}
.ti-btn:hover {
	background: var(--ti-blue-deep);
	transform: translateY(-2px);
	box-shadow: 0 12px 26px rgba(29,90,138,.30);
}
.ti-btn:active { transform: translateY(0); }
.ti-btn:focus-visible { outline: 3px solid var(--ti-lime); outline-offset: 2px; }

/* ---- Ribbon (corner) ---- */
.ti-ribbon {
	position: absolute;
	top: 16px;
	right: -42px;
	transform: rotate(45deg);
	background: var(--ti-ribbon, #e03a3c);
	color: #fff;
	width: 170px;
	text-align: center;
	padding: 7px 0;
	font-size: .68rem;
	font-weight: 700;
	letter-spacing: .08em;
	text-transform: uppercase;
	box-shadow: 0 4px 10px rgba(0,0,0,.18);
	z-index: 2;
}
.ti-ribbon span { display: block; line-height: 1.1; }

/* ---- Responsive ---- */
@media (max-width: 980px) {
	.carulpia-ti-grid,
	.carulpia-ti-grid.cols-4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 600px) {
	.carulpia-ti-grid,
	.carulpia-ti-grid.cols-2,
	.carulpia-ti-grid.cols-3,
	.carulpia-ti-grid.cols-4 { grid-template-columns: minmax(0, 1fr); }
	.ti-rate-value { font-size: 2.4rem; }
}

@media (prefers-reduced-motion: reduce) {
	.carulpia-ti-card,
	.ti-btn { transition: none; }
	.carulpia-ti-card:hover { transform: none; }
}